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Managing Alternative Distribution Systems
distribution channels. We have three channels. The primary channel is our advisor channel. Our advisors are ... detail. In addition, we have what we call financial direct, which is going directly to clients. Finally, ...- Authors: Douglas French, Marlene Van den Hoogen, Anthony Vespa, Dennis R Kosavac, L SS
- Date: Jun 1997
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Marketing and distribution - Life Insurance
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Military Marketing: Not Just Taking Orders
all these associations work with one particular direct writer. Military Benefit Association is underwritten ... to each market is needs-based. We have three primary target areas of emphasis: military, federal, and ...- Authors: James A Robinson, Gregory T Taylor, Manley Denton
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Marketing and distribution - Annuities; Life Insurance>Marketing and distribution - Life Insurance
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Evaluating Financial Aspects Of Different Distribution Systems
first year lapse rate was quite good relative to direct general agency business. By the way, our agency ... generates an extra company allowance relative to direct GA business. Since we are not about to differentiate ...- Authors: Jay Jaffe, William C Koenig, James Merwald, John David Moorhouse, James Van Elsen
- Date: May 1986
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Marketing and distribution - Annuities; Life Insurance>Marketing and distribution - Life Insurance
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The Marketing Front
has authored the SOA study note titled "Pric- ing Direct Response Insurance Programs." MR. H. MICHAEL SHUMRAK: ... already in place at Fidelity Investments. The primary focus of my comments is going to be more aimed ...- Authors: Thomas Marra, H Shumrak, Richard D Jameison
- Date: May 1993
- Competency: Strategic Insight and Integration
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Marketing and distribution - Annuities; Health & Disability>Health insurance; Life Insurance>Marketing and distribution - Life Insurance
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Marketing Insurance Products Through Banks And Savings And Loans
focus of my talk will be distribution through a direct writing company or agency system. Banks could also ... association with the banking institution. Spreadin_ the Primary Distribution Cost--Many banks are overexpanded ...- Authors: John S Marr, Charles E Moes, John E Tiller, John C Sweeney
- Date: Oct 1985
- Competency: Strategic Insight and Integration>Strategy development
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Marketing and distribution - Life Insurance
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The Life Insurance Business - The View of Consumerists
Report on Life Insurance Cost Disclosure, the primary focus was the need for disclosure to consumers ... approach is sometimes called "direct recognition". The phrase "direct recognition" means the recognition ...- Authors: Daniel Case, Harold G Ingraham, J Bruce MacDonald, Joseph M Belth
- Date: May 1981
- Competency: Communication; External Forces & Industry Knowledge>External forces and business performance; Professional Values>Public interest representation; Relationship Management>Relationships and trust
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Public Policy
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Segmentation And Market Specialization
and this is no exception. The four P's are the primary variables that companies control and manipulate ... products early in the life cycle so as to develop primary demand. Mature products tend to be differentiated ...- Authors: Frederick Brown, Joseph M Fitzgerald, Sarah S Plotkin, Harry Ploss, Wilfred Thornthwaite, Margaret J Ware
- Date: Apr 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance; Life Insurance>Marketing and distribution - Life Insurance
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Marketing and Pricing Considerations of Special-Risk Products
events. Policy- holders can range from local day-care centers to major universities with thou- sands of ... through direct solicitation or by using a stuffer in the student's tuition bill. Any direct solicitations ...- Authors: Joseph Brennan, Fred M Singer, Cornelius J Lehane, Robert E McKean
- Date: May 1988
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Marketing and distribution - Life Insurance
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Trends in Agent Compensation
our exclusive career sales force as one of our primary assets. So one of the questions might be, why ... in moving to a levelized commission basis, the primary objective was to align the interests of all parties ...- Authors: Douglas W Brooks, Albert Easton, John Wellborn
- Date: Jun 1997
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Marketing and distribution - Life Insurance
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New Forms Of Agency Compensation - Impact On Product Design And Company Profitability
they were going pell-mell into televi- sion and direct mail marketing. The company hired some guy from ... you have the ego gratification of ownership as a direct owner of the company then I think the AOC can ...- Authors: Harold G Ingraham, Robert W MacDonald, Philip Polkinghorn, Ted Bernstein
- Date: Oct 1986
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Marketing and distribution - Life Insurance